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REWARD POINTS CARD

Shaurya SBI Card

SBI Card

Card for those who serve the nation, with 1,000 welcome Reward Points, 5X Reward Points on CSD, dining, movies, departmental stores and grocery, and a personal accident cover.

Insurance cover applies only to RuPay network cards. Welcome points follow payment of the first-year fee and are credited in 15 working days; T&C apply.

Shaurya SBI Card
ANNUAL FEE
₹250 + GST
JOINING FEE
₹250 + GST
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
1,000 welcome Reward Points on payment of the first-year annual fee of ₹250
BEST FOR
Included: May suit those who spend on CSD, dining, movies, departmental stores and grocery and prefer an annual fee of ₹250 +.
Included: May suit regular spends on CSD, dining, movies, departmental stores and grocery.
Included: May suit those who want an annual fee of ₹250 + taxes with a ₹50,000 annual-spend renewal waiver.
Included: May suit those who value a complimentary personal accident cover on a RuPay card.
Limitation: Earn is 1 Reward Point per ₹100 outside the listed categories may wish to compare other cards.
Limitation: Those seeking lounge access may wish to compare other cards.
Limitation: Those who spend mostly outside the listed categories may wish to compare other cards.
Limitation: Those holding a non-RuPay variant may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Renewal fee is waived on annual spends of ₹50,000 or more.
Condition: Fuel surcharge waiver is 1% on transactions of ₹500–₹3,000, capped at ₹100 per statement cycle.

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
Not stated
Maximum age
Not stated

Fees & ownership

Joining fee
₹250 + GST
Annual / renewal fee
₹250 + GST
Fee waived at
₹50,000 or more annual spends (renewal fee waived)
Forex markup
Not stated
Finance charge
Not stated
Cash withdrawal fee
Not stated
Late-payment charge
Not stated
Interest-free period
Not stated

Benefits & privileges

TRAVEL
Domestic airport lounge
Not stated
International airport lounge
Not stated
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Not stated
EVERYDAY
Fuel
1% waiver on transactions of ₹500–₹3,000 at petrol pumps across India; max ₹100 per statement cycle
Dining
5X Reward Points on dining (shared with CSD, movies, departmental stores and grocery)
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
Not stated
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
Not stated
Minimum redemption
Not stated
Credited automatically
Not stated

Who this card may suit

MAY SUIT
Included: 1,000 welcome Reward Points on payment of the first-year annual fee of ₹250
Included: Complimentary personal accident insurance cover of ₹2 lakh, applicable only on RuPay network cards.
Included: Withdraw cash from over 2 million ATMs across 190 countries/territories, including 43,000+ SBI ATMs in India.
Included: Add-on cards for family members above 18, Flexipay EMI on transactions of ₹2,500 or more, and Easy Bill Pay.
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
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Figures last checked 31 Oct 2026 against the issuer’s published terms.