BEST FOR
Included: May suit cardholders whose spends fall in CSD, dining, movies, departmental stores and grocery.
Included: May suit spends concentrated in dining, movies, departmental stores, grocery and CSD.
Included: May suit those who can reach ₹1,50,000 of annual spends for the renewal fee reversal.
Included: May suit those who travel domestically and may use up to 4 airport lounge visits a year.
Limitation: Those who do not reach ₹1,50,000 of annual spends may wish to compare other cards.
Limitation: Those whose annual spends stay below ₹1,50,000 may wish to compare other cards.
Limitation: Those seeking international lounge access may wish to compare other cards.
Limitation: Those wanting a stated UPI reward or reward cap details may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Renewal fee is reversed if the last year's annual spends are ₹1,50,000 or more.
Condition: Domestic lounge visits are 4 a year with at most 1 per quarter.
Rewards & real value
What the card earns, and what changes that figure in practice.
Eligibility
Fees & ownership
Benefits & privileges
Caps, exclusions and redemption
Who this card may suit
Figures last checked 31 Oct 2026 against the issuer’s published terms.

