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REWARD POINTS CARD

SpiceJet Axis Bank Voyage Credit Card

Axis Bank

Earns SpiceClub Points on spends, with higher rates on SpiceJet bookings. Welcome voucher worth ₹1,500 on 2 transactions within 30 days of issuance and complimentary SpiceClub Silver membership.

Card-spend points on SpiceJet app/website stop after ₹1,00,000 spend a month. Fuel, wallet, EMI, rent, education and insurance earn no points. Joining fee ₹750 + GST; annual fee ₹750 + GST from year 2.

SpiceJet Axis Bank Voyage Credit Card
ANNUAL FEE
₹750
JOINING FEE
₹750 + GST
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
Up to 18 SpiceClub Points per ₹200 on SpiceJet app and website spends (12 as SpiceClub Silver member plus 6 on card spends)
BEST FOR
Included: May suit cardholders who book on the SpiceJet app or website and want SpiceClub Points and SpiceClub Silver membership.
Included: May suit those who book SpiceJet flights through the SpiceJet app or website and want SpiceClub Points on those spends.
Included: May suit spends on online food ordering, bill payments and online entertainment, which earn 6 SpiceClub Points per ₹200.
Included: May suit cardholders who want a SpiceJet voucher and SpiceClub Silver membership at card issuance.
Limitation: Spends on fuel, wallet loads, EMI, rent, education, insurance or government services may wish to compare other cards.
Limitation: Those who spend mainly on fuel, wallet loads, EMI, rent, education or insurance may wish to compare other cards.
Limitation: Those who want no annual fee after year 1 may wish to compare other cards.
Limitation: Those frequent international spenders may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Product page notes T&C updates effective 20 Jun 2025 and 28 Aug 2026.
Condition: SpiceClub Points are credited within 30 working days of the statement date and redeemed on SpiceJet flights, meal vouchers etc. via the SpiceJet app and website.

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
18
Maximum age
70

Fees & ownership

Joining fee
₹750 + GST
Annual / renewal fee
₹750
Fee waived at
Not stated
Forex markup
3.5%
Finance charge
3.75% per month
Cash withdrawal fee
2.5% of the amount, minimum ₹500
Late-payment charge
Not stated
Interest-free period
20–50 days

Benefits & privileges

TRAVEL
Domestic airport lounge
4 visits per quarter — 4 visits per year (1 per quarter) · Spend rule waived for card-issuance month and next 3 calendar months; entry validated by nominal swipe (₹2 Visa/RuPay, ₹25 Mastercard)
International airport lounge
Not stated
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Axis Bank Airport Lounge Access Program
EVERYDAY
Fuel
1% waiver on fuel transactions of ₹400-₹4,000 at all fuel stations in India; max benefit ₹400 per month; GST on surcharge not refunded
Dining
Axis Bank Dining Delights Program at top restaurants across India
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
Wallet load, fuel, financial institutions, cash withdrawals, gold and jewellery, gift cards, EMI, insurance, education, government services, rent; card fees and dues payments; Wallet load, fuel, financial institutions, cash withdrawals, gold and jewellery, gift cards, EMI, insurance, education, government services, rent, bridge/road fees and tolls, card fees and dues
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
Not stated
Minimum redemption
Not stated
Credited automatically
Credited automatically

Who this card may suit

MAY SUIT
Included: Up to 18 SpiceClub Points per ₹200 on SpiceJet app and website spends (12 as SpiceClub Silver member plus 6 on card spends)
Included: Complimentary SpiceClub Silver membership on card issuance.
Included: Bonus SpiceClub Points: 2,000 at ₹1,00,000 and 3,000 at ₹2,00,000 spend in a card membership year; 1,000 on each renewal.
Included: 1% fuel surcharge waiver on fuel transactions of ₹400-₹4,000, up to ₹400 a month.
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
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Figures last checked 31 Oct 2026 against the issuer’s published terms.