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REWARD POINTS CARD

Beyond Credit Card

Standard Chartered Bank

Needs FUM of ₹50 lakh or more. Joining fee ₹15,000 + GST, annual fee ₹25,000 + GST, waiver basis FUM qualification. Benefits marked * are subject to T&C.

Beyond Credit Card
ANNUAL FEE
₹25,000 + GST
JOINING FEE
₹15,000 + GST
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
Supplementary cards can extend card benefits to up to 2 family members; supplementary card fee is nil.
BEST FOR
Included: Usually suits Priority Banking clients with FUM of ₹50 lakh or more who travel often and use BookMyShow or EazyDiner.
Included: May suit frequent flyers who value lounge access, duty-free cashback and a low forex markup
Included: May suit those who regularly use BookMyShow movie offers and EazyDiner dining offers
Limitation: Less suited to applicants below ₹50 lakh FUM may wish to compare other cards.
Limitation: Those who do not meet the FUM of ₹50 lakh criterion may wish to compare other cards.
Limitation: Those looking for a low-fee card, given the ₹15,000 joining may wish to compare other cards.
Limitation: Those applicants outside the Bank's credit card sourcing cities/locations may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: FUM includes savings and term deposit balances, investments, Demat value, paid-up life insurance premium (not term or group) and Homesaver funds.
Condition: Applicant should belong to the Bank's credit card sourcing cities/locations; all applications are subject to credit and other policy checks.

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
18
Maximum age
70

Fees & ownership

Joining fee
₹15,000 + GST
Annual / renewal fee
₹25,000 + GST
Fee waived at
Not stated
Forex markup
2%
Finance charge
Not stated
Cash withdrawal fee
Not stated
Late-payment charge
Not stated
Interest-free period
Not stated

Benefits & privileges

TRAVEL
Domestic airport lounge
Not stated
International airport lounge
Not stated
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Priority Pass (international lounges)
EVERYDAY
Fuel
Not stated
Dining
25% off dining via EazyDiner
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
Not stated
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
Not stated
Minimum redemption
Not stated
Credited automatically
Not stated

Who this card may suit

MAY SUIT
Included: Supplementary cards can extend card benefits to up to 2 family members; supplementary card fee is nil.
Included: 15% cashback on duty-free stores worldwide and a low 2% forex markup on foreign currency transactions; T&C apply
Included: Contactless card, 3D Secure OTP online security, and BharatQR, BBPS and Samsung Secure Pay payment solutions.
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
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Figures last checked 31 Oct 2026 against the issuer’s published terms.