BEST FOR
Included: Cardholders who spend regularly online and on movies and may travel by rail.
Included: May suit those who shop online and want 2 Reward Points per ₹100.
Included: May suit those who watch movies and can reach ₹10,000 monthly spend.
Included: May suit rail travellers wanting a quarterly Executive Railway lounge visit.
Limitation: Those who mainly spend on fuel, utilities, rent, insurance or education may wish to compare other cards.
Limitation: Those whose spends are mostly on fuel, utilities, rent or insurance may wish to compare other cards.
Limitation: Those seeking airport lounge access may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Online 2X earn is capped at 1,000 Reward Points a month; base earn is 1 point per ₹100 in-store.
Condition: Offline UPI transactions under ₹2,000 at small merchants on the RuPay card earn no rewards or product benefits.
Rewards & real value
What the card earns, and what changes that figure in practice.
Eligibility
Fees & ownership
Benefits & privileges
Caps, exclusions and redemption
Who this card may suit
Figures last checked 31 Oct 2026 against the issuer’s published terms.

