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REWARD POINTS CARD

UCO Bank SBI Card PRIME

SBI Card

Welcome e-Gift voucher worth ₹3,000, 4 international and 8 domestic airport lounge visits a year, and Reward Points on retail spends, with spend-linked vouchers and a renewal fee waiver.

Annual fee ₹2,999 + taxes; same renewal fee from year 2 unless waived at ₹3 lakh annual spends. Fuel is excluded from the 2 RP per ₹100 retail earn. Lounge visits max. 2 per quarter; Priority Pass for primary cardholder only.

UCO Bank SBI Card PRIME
ANNUAL FEE
₹2,999 + GST
JOINING FEE
Not stated
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
4 international Priority Pass lounge visits a year (max. 2 a quarter) plus 8 domestic lounge visits (max. 2 a quarter)
BEST FOR
Included: Usually suits cardholders who want lounge visits and spend-linked vouchers alongside everyday retail Reward Points.
Included: May suit regular dining, grocery and departmental-store spends.
Included: May suit occasional international and domestic air travel where lounge visits are used.
Included: May suit spends near ₹50,000 a quarter or ₹3–5 lakh a year, where the vouchers and waiver apply.
Limitation: Less suited to heavy fuel spends may wish to compare other cards.
Limitation: Those mainly fuel spends, which are excluded from the retail earn rate may wish to compare other cards.
Limitation: Those low annual spends, which may fall short of the ₹3 lakh renewal-fee waiver may wish to compare other cards.
Limitation: Those applicants who want to apply online may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Renewal fee is waived on annual spends of ₹3 lakh; otherwise ₹2,999 + taxes applies from the second year.
Condition: Pizza Hut e-voucher worth ₹1,000 on quarterly spends of ₹50,000 (Prime Pro cardholders: ₹500 on the same spends).

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
Not stated
Maximum age
Not stated

Fees & ownership

Joining fee
Not stated
Annual / renewal fee
₹2,999 + GST
Fee waived at
Renewal fee waived on annual spends of ₹3 lakh
Forex markup
Not stated
Finance charge
Not stated
Cash withdrawal fee
Not stated
Late-payment charge
Not stated
Interest-free period
Not stated

Benefits & privileges

TRAVEL
Domestic airport lounge
8 visits per quarter — 8 visits a year (max. 2 per quarter) · Max. 2 visits per quarter; lounge list is on the SBI Card website.
International airport lounge
4 visits per quarter — 4 visits per calendar year outside India (max. 2 per quarter) · Priority Pass programme; complimentary membership for the primary cardholder, valid 2 years only.
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Priority Pass
EVERYDAY
Fuel
1% on ₹500–₹4,000 transactions at all petrol pumps in India; max. ₹250 per statement cycle
Dining
10 Reward Points on dining spends.
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
Fuel spends are excluded from the 2 RP per ₹100 retail earn.
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
Not stated
Minimum redemption
Not stated
Credited automatically
Not stated

Who this card may suit

MAY SUIT
Included: 4 international Priority Pass lounge visits a year (max. 2 a quarter) plus 8 domestic lounge visits (max. 2 a quarter)
Included: Complimentary 1-year Club ITC Silver Tier membership.
Included: Birthday spends earn 20 RP per ₹100 (day before, on and day after), capped at 2,000 points per calendar year.
Included: Complimentary fraud liability cover of ₹1 lakh, from 48 hours before to 7 days after reporting the loss.
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
Visit bank website (opens in a new tab)

Figures last checked 31 Oct 2026 against the issuer’s published terms.