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Compare up to three credit cards side by side. Explore fees, rewards and benefits to find the right card for you.

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See how annual fees, rewards and benefits differ, so you can choose a credit card that suits your spending and needs.

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See how annual fees, rewards and benefits differ, so you can choose a credit card that suits your spending and needs.

Axis Bank

Last checked 31 Oct 2026
Best for
Best forA typical fit, not personalised advice.
  • Cardholders who fly often and expect eligible annual spends near ₹35,00,000.
  • Less suited to — Those with lower eligible spends may wish to compare other cards.
Fees & ownership
Annual / renewal fee
₹50,000 + GST
Joining fee
₹50,000 + GST
Fee waived at
Spend ₹35,00,000 a year
Rewards & value
Base rewards
reward points
Accelerated rewards
Earning terms not yet recorded from the issuer’s own documents
Effective valueNeeds an annual spend to mean anything — the card value calculator asks for one.
—
Reward point valueThe rupee value per point recorded for the card’s reward programme.
—
Reward cap
—
Important conditions
Major reward exclusions
Utilities, government institutions, insurance, fuel, gold/jewellery and wallet spends are not eligible for EDGE Reward Points, in addition to other existing category exclusions.
Travel & lifestyle
Lounge access
  • Domestic: Unlimited
  • International: Unlimited
Lounge requirementWhat has to be true before a lounge visit is free
Unlimited domestic lounge visits; Priority Pass membership with unlimited visits
Forex markup
1.5%
Everyday benefits
Fuel benefit
Offered — cap not stated
RuPay / UPI support
—
Eligibility
Minimum income
—
Other costs
Finance chargeWhat an unpaid balance costs
3% per month
Decision
Good to knowThe one condition most likely to change the maths.
Utilities, government institutions, insurance, fuel, gold/jewellery and wallet spends are not eligible for EDGE Reward Points, in addition to other existing category exclusions.

Missing values were not published by the issuer; PaisaKhoj does not estimate them. A highlighted figure marks the lower or higher of two directly comparable amounts on that row alone — it is not a recommendation, and no card here is named an overall winner.