American Express

American Express Banking Corp. issues American Express credit cards in India, where it operates as a foreign bank. PaisaKhoj lists the credit cards it issues, with fees, rewards and conditions taken from the issuer’s own published pages and documents. Always check the issuer’s current terms before you apply.

Official American Express site

Credit cards

All 6 cards shown

American Express

REWARD POINTS

American Express® Gold Card

FEE

₹4,500 + GST

per year

Joining ₹1,000 + GST

REWARDS

Not stated

BEST FOR

Everyday and utility bill spends on a charge card, with regular monthly card use for bonus points.

ELIGIBILITY

Age 18+

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WORTH KNOWING

Fuel convenience fees apply: 0% at HPCL below ₹5,000 and 1% from ₹5,000; 1% at BPCL/IOCL; 2.5% at other oil companies (min ₹10 + taxes).

American Express

REWARD POINTS

American Express Membership Rewards® Credit Card

FEE

₹1,000 + GST

per year

REWARDS

Not stated

BEST FOR

Everyday spends where points are earned per ₹50, outside fuel, insurance and utilities.

ELIGIBILITY

Age 18+

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WORTH KNOWING

Welcome points are credited only on payment of the joining fee and spending ₹15,000 within the first 90 days of Cardmembership.

American Express

REWARD POINTS

American Express® Platinum Card

FEE

₹66,000 + GST

per year

REWARDS

Not stated

BEST FOR

Overseas spends and travel-linked privileges such as lounges and hotel benefits.

ELIGIBILITY

Age 18+

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WORTH KNOWING

Benefits worth ₹44,300 apply on bookings at Fine Hotels & Resorts properties; new hotel and flight bookings are shown as unavailable until 15 November.

American Express

REWARD POINTS

American Express® Platinum Reserve℠ Credit Card

FEE

₹10,000 + GST

per year

REWARDS

Not stated

BEST FOR

Monthly spends of ₹50,000 or more, which unlock vouchers and golf access, plus travel and lifestyle memberships.

ELIGIBILITY

Age 18+

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WORTH KNOWING

Welcome points are available only in the first year, on payment of the annual fee and ₹30,000 spend within 90 days of Cardmembership.

American Express

REWARD POINTS

American Express® Platinum Travel Credit Card

FEE

₹5,000 + GST

per year

REWARDS

Not stated

BEST FOR

Cardholders who may reach annual spend milestones of ₹4 Lakhs or ₹7 Lakhs

ELIGIBILITY

Age 18+

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WORTH KNOWING

Points do not expire while the card is active and in good standing; they are forfeited within 30 days of cancellation

American Express

REWARD POINTS

American Express SmartEarn™ Credit Card

FEE

₹495 + GST

per year

REWARDS

Not stated

BEST FOR

Cardholders who may spend regularly on partner merchants such as Zomato, Amazon, Uber and BookMyShow

ELIGIBILITY

Age 18+

View details

WORTH KNOWING

Eligible merchant partners may change from time to time; the full list is on the bank's page

All 6 cards shown.